Different Loans for Different Borrowers
Alliance Business Capital understands Investor Loans and we work with unique circumstances. We offer a wide range of alternative, asset-based commercial mortgage programs to meet the needs of tough-to-qualify real estate investors, including W-2 employees, self-employed entrepreneurs and small business owners.
Below is a summary of the residential investment and commercial mortgage loan programs we offer.
Designed for real estate investors seeking lower payments on a long-term, fixed-rate loan with no balloon payment.
- 30-year fixed rate
- Interest-only payments up to 10 years
- Great for qualifying self-employed investors and small business owners
- Based on property value, not personal income
- Best alternative to hard money loans
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage and Automotive)
Designed for real estate investors seeking a short-term, interest-only loan to maximize appreciation, stabilize cash flow, and minimize vacancies.
- Allows borrowers to finance improvements based on the property’s “AS REPARIED VALUE”
- Helps to increase market value, rental appeal, demand and rental rates
- Great for borrowers who need a quick close
- An interest-only, 1-year term to lower monthly payments
- A higher LTV than hard money lenders
- Investor 1-4 (SFR, Condo, and 2-4 Units)
Designed for investors seeking short-term financing with no prepay penalties.
- An interest-only, 24-month term providing lower monthly payments
- Available for purchase of cash-out refinance
- Perfect for acquiring or leveraging real estate holdings
- A higher LTV than hard money options
- Single Family
- Condominiums
- Townhomes
- Small 2-4 Unit Apartments
Our Fast50 Loan is designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification.
- Streamlined Underwriting
- No seasoning of ownership requirement
- Improved pricing compared to our FlexTerm Loan Program
- Available as a 3-year fixed or 30-year fixed rate loan, each amortized over 30 years
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage and Automotive)
Our Foreign Investor program is specifically designed for foreign investors who are seeking investment properties in the U.S. but have not found a financial solution.
- LTV’s up to 65%
- No U.S. Credit Required
- 30-year fixed rate
- Investor 1-4 (SFR, Condo and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage and Automotive)
Disclosure
The above investor loan programs are not currently available in rural areas. All investor loan programs are subject to change at our lending partners discretion.
Please note that we are not currently doing business in the following States – CA, AZ, NV, UT or OR with some exceptions for the Traditional Commercial Loan Program which includes the following Property Types – Office, Retail, Warehouse, Self-Storage and Automotive.